Requirements to open a business account

 

Where and what you need to open a business account. Requirements requested by each of the best options where you can open a business account.

We have already talked about how having a business account is the best way to control your business expenses and make payments.

You can open a business account through a financial institution or a digital platform like Oyster.

But what do you need to open one? What requirements do each one ask of you so that in the end you make the best decision.

BBVA

BBVA Pyme Master Account Call

For natural person with business activity (PFAE)

1. Valid voter card.

2. Proof of fiscal and operational address of the business, no more than 3 months old.

3. RFC (proof of tax situation)

4. Current cell phone number.

5. Proof of Advanced Electronic Signature, (e. Signature, formerly FIEL)

HSBC

Call Grow Business Account

1. Be a legal person.

2. Have or contract a HSBC checking account (Traditional Account) for a legal entity.

3. Monthly fee $ 1,599 + VAT

4. Valid official identification

5. Have or contract HSBCnet Básico or HSBCnet Negocios

Citibanamex

SME Account Call

1. Go to any branch and contract BancaNet Empresarial.

2. Request the payroll module

3. Pay the payroll of at least 30 employees from BancaNet Empresarial.

 Oyster

If you are a natural person:

1. curp

2. RFC

3. Proof of address

4. Selfie video

If you are a legal person:

1. Constitutive Act

2. Tax identification card of your company

3. E-signature certificate

4. Registration ballot to the public registry

5. Proof of address

The advantage with Oyster

• That your account does not have to have a minimum balance

• It has 0% commission.

• It has no opening or account management cost

• Your registration is online in 20 minutes and

• You get approval in hours.

Oyster, being a financial platform focused on entrepreneurs, understands your business needs and offers great facilities when requesting your card online and regardless of whether you are a natural or legal person, all with the aim of offering you, in an easier way, tools that do help and drive the growth of your project.

Joining Oyster online opens the doors to a range of possibilities startup write for us that will help you take your business to the next level with solutions like Oyster Link , which allows you to collect remotely and receive payments by card, cash or transfer from wherever you are. your clients. In addition, you can take advantage of the deposit the next business day and not pay commission * for your sales until the end of the year.

You also have access to credit lines and instant credits that you can easily apply online. You get a physical card for your purchases in establishments and a digital card for your purchases online; You also enjoy endless benefits such as smart account statements that help you filter your fiscal information to make better business decisions.

Don't forget that joining Oyster online brings many advantages, such as:

• You do not need to maintain a minimum balance

• It has no cost for opening, account management or commissions

• You can make transfers 24/7

• You can create and send quotes and payment reminders

• You open your account in 5 days if you are a legal person

• Your online registration only takes 20 minutes

Now you know, roughly, the requirements to open an online account. It does not matter if you choose a traditional bank or a financial platform to do it, the important thing is that the account you choose helps you keep your finances healthy and allows you to have clarity of the management and administration of your business so that you can make it reach more away, in less time.

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